Face-to-face payments: Mobile vs Plastic
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Face-to-face payments: Mobile vs Plastic

By Paul Prior, Senior Vice President Client Engagement As recently reported (BBC, CNBC), Mastercard have just released a payment card with an in-built fingerprint sensor.  There is no question that the introduction of EMV has had a significant impact on driving down card-present fraud and while fingerprint scanners are not foolproof this type of biometric authentication […]

Mobile Payments - Have they met consumer expectations?
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Mobile Payments – Have they met expectations?

By Natasja Bolton, Senior Acquirer Support QSA Mobile Payments, a broad term covering consumer and merchant-initiated mobile payment methods, have been gaining acceptance in the market place; however, have these methods achieved broad acceptance with consumers and businesses alike?   In our article ‘State of Pay – have mobile payments reached a turning point?’ we […]

State of Pay – have mobile payments reached a turning point?
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State of Pay – have mobile payments reached a turning point?

By Natasja Bolton, Senior Acquirer Support QSA In 2012, Mastercard published the results of their survey of the global mobile payments landscape in their Mastercard Mobile Payments Readiness Index.  The survey recognised that while mobile payments adoption has dependencies on six major elements from infrastructure and financial services to regulation, the critical success factor for […]