Face-to-face payments: Mobile vs Plastic
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Face-to-face payments: Mobile vs Plastic

By Paul Prior, Senior Vice President Client Engagement As recently reported (BBC, CNBC), MasterCard have just released a payment card with an in-built fingerprint sensor.  There is no question that the introduction of EMV has had a significant impact on driving down card-present fraud and while fingerprint scanners are not foolproof this type of biometric authentication […]

Mobile Payments - Have they met consumer expectations?
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Mobile Payments – Have they met expectations?

By Natasja Bolton, Acquirer Support Manager Mobile Payments, a broad term covering consumer and merchant-initiated mobile payment methods, have been gaining acceptance in the market place; however, have these methods achieved broad acceptance with consumers and businesses alike?   In our article ‘State of Pay – have mobile payments reached a turning point?’ we explored […]

Merchant Receipts: Are your customers storing more payment card data than they need?
Articles, Blog

Merchant Receipts: Are your customers storing more payment card data than they need?

By Natasja Bolton, Acquirer Support Manager Face to face card payment transactions generate two receipts – the cardholder copy, on which the Primary Account Number (PAN) must be truncated, and the merchant copy which will usually show the full PAN.   Businesses are well aware that they must retain their merchant copy receipts in order […]