Contactless Cards: Protect your business customers from fraud/lost sales
Blog, Uncategorized

Contactless Cards: Protect your business customers from fraud/lost sales

By Judith Clark, QSA Consultant With 95% of credit cards in Canada supporting contactless, 165 million contactless cards across Europe and one out of three card payments being contactless in the UK; the total amount spent in the UK is estimated to be approximately £23 billion for the first six months of 2017. The popularity […]

0 Shares
Payments using biometrics, are financial organisations ready?
Blog, Uncategorized

Payments using biometrics, are financial organisations ready?

Biometrics has largely been hailed as the future of consumer identification, authentication, and confirmation of transactions. Though in South Africa, Mastercard has been trialling a chip and PIN bankcard that includes a fingerprint reader, to date the technology has largely not appeared in Point of Sale (POS) devices or in more traditional payment areas.   […]

0 Shares
Face-to-face payments: Mobile vs Plastic
Blog

Face-to-face payments: Mobile vs Plastic

By Paul Prior, Senior Vice President Client Engagement As recently reported (BBC, CNBC), Mastercard have just released a payment card with an in-built fingerprint sensor.  There is no question that the introduction of EMV has had a significant impact on driving down card-present fraud and while fingerprint scanners are not foolproof this type of biometric authentication […]

0 Shares
Mobile Payments - Have they met consumer expectations?
Blog, Uncategorized

Mobile Payments – Have they met expectations?

By Natasja Bolton, Senior Acquirer Support QSA Mobile Payments, a broad term covering consumer and merchant-initiated mobile payment methods, have been gaining acceptance in the market place; however, have these methods achieved broad acceptance with consumers and businesses alike?   In our article ‘State of Pay – have mobile payments reached a turning point?’ we […]

0 Shares
Merchant Receipts: Are your customers storing more payment card data than they need?
Articles, Blog

Merchant Receipts: Are your customers storing more payment card data than they need?

By Natasja Bolton, Senior Acquirer Support   Face to face card payment transactions generate two receipts – the cardholder copy, on which the Primary Account Number (PAN) must be truncated, and the merchant copy which will usually show the full PAN.   Businesses are well aware that they must retain their merchant copy receipts in […]

0 Shares